Programs / Housing & Home Buying

Servicemembers Civil Relief Act (SCRA)

Active duty members with leases, loans or legal matters

The SCRA is a federal law that protects service members on active duty. It lets you end a residential lease or vehicle lease early without penalty when you get PCS orders or deploy, caps interest at 6% on debts taken out before entering service, and protects against default judgments and some foreclosures. It also contains the federal license portability rule for military spouses.

How to use it

Give your landlord written notice with a copy of your orders; your installation legal assistance office can help draft it.

Go to the official source

Last checked 2026-10. Rules and amounts change; your installation's finance, transportation or family center office has the final word.

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