Quick wins most people miss

  • Contribute at least 5% to your TSPUnder the Blended Retirement System, that is the only way to get the full government match, which is free money.
  • File your taxes free with MilTaxMilitary OneSource gives free federal filing and up to five state returns, with software built for military tax rules.
  • Use Tuition Assistance before your GI BillTA pays up to $250 per semester hour for classes while you serve, so you can save your GI Bill for later or for family.
  • Transfer your GI Bill before you get outTransfers must be approved while you are still serving, so give each child at least one month early.
  • Get a free will and power of attorneyYour base legal office writes wills and powers of attorney at no cost, which matters most before a deployment.
  • Ask for the SCRA 6% interest rateDebts from before active duty can be cut to 6% interest if you send the lender a written request with your orders.
  • Book free counseling through Military OneSourceShort-term, private counseling for stress, relationships and parenting is free by phone, video or in person.
  • Check your SGLI beneficiariesUp to $500,000 goes to whoever is listed in SOES, so update it after any marriage, divorce or birth.
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